In order to fully promote rural revitalization and increase financial support for small and micro enterprises and new agricultural business entities in rural areas, the People's Bank of China, together with the Ministry of Agriculture and Rural Affairs and other departments, issued the "Guiding Opinions on Strengthening Financial Services to Support the Development of Small and Micro Enterprises in Rural Areas". The policy clearly encourages financial institutions to set aside separate agricultu

The "Notice on Strengthening the Management of Commercial Banks' Internet Loan-Assisting Business and Improving the Quality and Efficiency of Financial Services" issued by the State Administration of Financial Regulation shall come into force on October 1, 2025.

The Measures for the Administration and Improvement of the Quality and Efficiency of Financial Services for Internet-aided Lending by Commercial Banks, issued by the National Financial Regulatory Administration, will take effect on October 1, 2025. The policy aims to rectify the chaos in the internet-aided lending business and requires commercial banks to strengthen the responsibility of centralized management at the head office, to implement a list management system for platform operation insti

The Shanghai Municipal Small and Medium-sized Enterprises Policy Financing Guarantee Fund Management Center and the Shanghai Employment Promotion Center have jointly promoted the work of entrepreneurship guarantee loans. In 2024, under the guidance of relevant departments, the entrepreneurship guarantee business focused on "supporting the early and small", providing precise services to key groups, and promoting digital transformation to improve the efficiency of approval. 180 branches of 24 coop